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39 - 145 North Centre Road
North B, London North
$649,900
Detached|Bungalow
2 | 3 | 2 | 0
About this home
North London prime location, 5 minute walk to Masonville and in the best school district in London. Boasting $90,000 of major renovations (2022-2026). This multi-generational, gorgeous, meticulously kept, freehold bungalow condo with private, landscaped, fenced yard on a large, landscaped corner lot with mature trees, offers over 2300 square ft. finished living space. The main floor consists of a Great Room with skylights, renovated kitchen with quartz countertops and large island, Master bedroom with renovated ensuite, 2nd bedroom, 4-piece main bath, and laundry. Patio doors off the kitchen lead to a private yard with a large sundeck, perennial garden, extensive stone work (approx. $20,000) and electric awning. An attractive staircase off the front entrance, with a large window, leads to a beautifully finished lower level with a huge family room, large den, spacious office, newer trendy grey kitchen, fully renovated 4-piece bath, laundry facilities and plenty of storage. Unbeatable condo fees are $165 per month which covers snow removal and maintenance of roads inside the complex. Other features of this exceptional home are hardwood floors, 200 amp service, inside entry to deep garage, all newer 2 sets of quality stainless appliances, Newer A/C, sump pump, and water tank. Please refer to the floor plan and the list of all the renovations and upgrades in the documents on the listing. Don't miss this great opportunity!
Extras
No extras listed.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,677 |
| mls© Number | X13223090 |
| Listed By | RE/MAX CENTRE CITY REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,326
- Property tax
- $390
- Heat allowance
- $150
- Housing costs
- $3,866 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $129,980
25-yr amortization
Income needed
$119,000
gross annual household income
- Payment at 4%
- $2,735 / mo
- Cash down
- $129,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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