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1019 - WM Westmount, Oakville
$1,249,000
Welcome to Westmount - A Wonderful Place to Call Home! Proudly presenting this well-maintained detached freehold in Oakville's desirable Westmount community. Lovingly cared for by its longtime owners, this inviting 3-bedroom, 2.5-bathroom home offers comfortable family living in a well-established neighbourhood known for its convenience, green spaces and welcoming community atmosphere. The functional kitchen features a gas stove, while the finished basement, complete with a gas fireplace, provides additional living space ideal for relaxing, entertaining or family gatherings. Step outside to enjoy the gas BBQ hookup and inground sprinkler system, perfect for making the most of the warmer months. Additional features include a single-car garage, double-length driveway, concrete pad for a shed and a convenient cold cellar. The roof is approximately 10 years old. Westmount is especially appealing for families, with an abundance of nearby schools, parks, shopping, everyday amenities and public transportation. Enjoy access to green spaces and hiking trails, as well as proximity to the Oakville Community Centre and the many programs and recreational opportunities the area has to offer. Sports enthusiasts will appreciate being close to the Oakville Soccer Club, Oakville Hornets and Oakville Rangers hockey programs, and Oakville Minor Baseball. Oakville Hospital is also nearby, and the shores of Lake Ontario are just a 10-minute drive away. Beyond the amenities, Westmount offers the kind of neighbourhood atmosphere that makes a house feel like home, with a strong sense of community and neighbours who look out for one another. A wonderful opportunity to settle into a sought-after Oakville neighbourhood and enjoy the comfort, convenience and community that make Westmount such a special place to call home.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,393
- Property tax
- $469
- Heat allowance
- $150
- Housing costs
- $7,012 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$216,000
gross annual household income
- Payment at 4%
- $5,256 / mo
- Cash down
- $249,800
Assumes no other monthly debts · 25-yr amortization
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