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Listed 1 month ago

292 Mill Street E

1045 - AC Acton, Halton Hills

$699,000

Detached|Bungalow
2 | 2 | 4
About this home

Welcome to 292 Mill Street East, a charming 2+1 bedroom, 2-bathroom bungalow offering comfortable living in the heart of Acton. The bright and functional main level features two bedrooms, updated flooring, pot lights, fresh paint, and a full 4-piece bathroom, creating a welcoming space that is ready to enjoy. The finished basement expands the home's versatility with a third bedroom, convenient powder room, and recreation room that can be customized to suit your needs-whether you envision a playroom, family room, home office, or gym. A separate entrance to the lower level adds further flexibility and offers excellent potential for future in-law accommodation. Recent improvements include fresh paint and new basement flooring completed in 2026, a new heat pump installed in 2024, and shingles replaced in 2015. Outside, the property offers ample parking including one garage bay and three additional driveway parking spaces. Ideally situated near the heart of Acton, this home offers convenient access to local shops, restaurants, schools, parks, and everyday amenities. Enjoy the community's welcoming small-town atmosphere, spend time outdoors at nearby Prospect Park and Fairy Lake, or take advantage of the Acton GO Station and major commuter routes. With its practical layout, flexible living space, separate basement entrance, convenient parking, and several important updates already completed, this inviting bungalow presents an excellent opportunity for first-time buyers, downsizers, families, multigenerational households, or investors.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,209
Lot Size50 ft x 132.35 ft
mls© NumberW13598454
Listed ByKeller Williams Edge Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,578
Property tax
$267
Heat allowance
$150
Housing costs
$3,995 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,800
25-yr amortization

Income needed

$123,000

gross annual household income

Payment at 4%
$2,942 / mo
Cash down
$139,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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