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Listed 10 days ago

185 Ardagh Road

Ardagh, Barrie

$810,000

Detached|Bungalow-Raised
3 | 2 | 6
About this home

A gorgeous, mature 0.53-acre lot (80.22 x 290.32 ft) backing onto a ravine and City-owned forest sets the scene at 185 Ardagh Road. Located in Barrie's desirable Ardagh Bluffs neighbourhood, the property offers a private natural setting while keeping everyday essentials close. Transit is within walking distance, Highway 400 is about a minute away, and nearby parks, schools, shopping and Ardagh Bluffs trails add to the convenience of this south-end location.Inside, a bright foyer provides access to both levels. The main floor has a southern exposure, large windows and spacious living and dining areas, with a kitchen that opens onto the deck-an inviting spot to enjoy the backyard setting.The lower level has large windows and a separate entrance, offering in-law suite potential. There are two full bathrooms, an oversized driveway with parking for multiple vehicles, and a garage currently set up as a large workshop.The lot's size and setting may also appeal to buyers considering a long-term investment or exploring future development, subject to buyer due diligence, zoning and any required approvals. Notable improvements include the roof, A/C and windows; exterior insulation wrap and vinyl siding; garage door and garage insulation; and a water softener (2024).

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,239
Lot Size80.22 ft x 290.32 ft
mls© NumberS13882126
Listed ByRE/MAX HALLMARK CHAY REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,146
Property tax
$437
Heat allowance
$150
Housing costs
$4,733 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $162,000
25-yr amortization

Income needed

$146,000

gross annual household income

Payment at 4%
$3,409 / mo
Cash down
$162,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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