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Listed 21 days ago

46 Bell Street

Ardagh, Barrie

$799,800

Detached|2-Storey
4 | 4 | 6
About this home

Welcome to the highly desirable Ardagh Bluffs! This beautifully maintained 4+1 bedroom, 2-storey home offers extended family (adult kids or parents) living in basement, work-from-home flexibility & potential rental income to help offset mortgage costs! Enjoy 518 acres of protected natural beauty with over 17 km of scenic walking, hiking & biking trails. Situated on a premium pie-shaped lot, over 68 ft wide at the rear, with a double garage & no sidewalk, allowing parking for 4-5 cars. Step inside the spacious foyer to discover hardwood flooring, a cozy living room with French doors & a family room featuring a gas fireplace with stylish grey shiplap surround. The beautifully renovated & expanded kitchen is a chef's delight with quartz counters, centre island, abundant cabinetry, pot lights, subway tile backsplash & under-cabinet lighting. Spacious breakfast area with pantry cupboards & walkout to oversized deck, perfect for entertaining! Modern oversized main-floor laundry with garage access. Upstairs features a generous primary bedroom with walk-in closet & 4-pc ensuite, 2 spacious rear bedrooms with city views & a bright south-facing 4th bedroom, ideal for a home office! Fully finished lower level offers a private 1-bedroom in-law setup with kitchen & living area, plus potential for a 2nd bedroom. Perfect for extended family, adult children or exploring supplemental rental income Enjoy the spacious backyard & 10' x 10' garden shed. Minutes to schools, shopping, restaurants, parks, Park Place & Hwy 400! A fantastic opportunity to live, work & potentially earn extra income, all under one roof!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age16-30
Size2000-2500 sq. ft.
Property Tax$6,085
Lot Size33.1 ft x 104.43 ft
mls© NumberS13834646
Listed BySUTTON GROUP INCENTIVE REALTY INC.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,094
Property tax
$507
Heat allowance
$150
Housing costs
$4,751 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,960
25-yr amortization

Income needed

$146,000

gross annual household income

Payment at 4%
$3,366 / mo
Cash down
$159,960

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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