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Listed 17 days ago

39 Rosemary Road

Rural Tiny, Tiny

$825,000

Detached|Bungalow-Raised
3 | 2 | 10
About this home

Top 5 Reasons You Will Love This Home: 1) Indulge in the serenity of exclusive private beach access, where each day ends with awe-inspiring sunsets over the water, positioned in a unique coastal enclave, delivering a blissful escape from the pace of everyday life 2) Set amidst towering mature trees on an expansive lot, this enchanting cottage provides a private, meandering path that leads directly to the shoreline, perfect for enjoy seamless, secluded beachside adventures just steps from your door 3) With 1,418 square feet of thoughtfully designed living space, this raised bungalow impresses with its luminous, open-concept interior, soaring vaulted ceilings, and timeless brick-and-stone exterior, alongside a welcoming wraparound porch inviting you to unwind and take in the tranquil surroundings 4) The expansive partially finished lower level recreation room is highlighted by 8.5' ceilings and a sleek bathroom with a walk-in shower, delivering endless possibilities whether envisioned as a home gym, studio, or entertainment suite 5) Enjoy practical luxuries including a garden shed, ample guest parking, and easy access to the beach, ideally located near Midland, Wasaga Beach, and Elmvale, and just a comfortable commute from Toronto. 1,257 above grade sq.ft. plus a partially finished basement. *Please note some images have been virtually staged to show the potential of the home.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow-Raised
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$2,068
Lot Size79.94 ft x 182 ft
mls© NumberS13850030
Listed ByFARIS TEAM REAL ESTATE BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,223
Property tax
$172
Heat allowance
$150
Housing costs
$4,545 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $165,000
25-yr amortization

Income needed

$140,000

gross annual household income

Payment at 4%
$3,472 / mo
Cash down
$165,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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