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Listed 5 months ago

54 Vincent Circle

Rural Tiny, Tiny

$1,194,500

Detached|Bungalow
3 | 3 | 6
About this home

Dreaming of a move-in ready bungalow just a short walk to one of the most sought-after beaches on Georgian Bay? This beautifully updated raised bungalow offers 5 bedrooms, 3 full bathrooms, and a bright, functional layout designed for comfortable everyday living. The main level features 9-foot ceilings, hardwood and slate flooring throughout, and large windows that fill the home with natural light. A cozy gas fireplace anchors the open-concept living space, creating the perfect atmosphere for relaxing or entertaining. The renovated kitchen combines style and practicality with modern finishes, excellent storage space, and a layout that flows seamlessly into the dining and living areas. Elegant crystal chandeliers add character and charm to the dining room, dining nook, and primary bedroom. The spacious primary suite includes a beautiful wall of floor-to-ceiling built-in cabinetry, its own full ensuite bathroom, and a walkout to the back deck - the perfect spot for morning coffee or evening relaxation. Two additional bedrooms and another full bathroom complete the main floor. The fully finished lower level was professionally renovated in 2025 and offers incredible additional living space with 2 more bedrooms, a full bathroom, large bright windows, vinyl and ceramic flooring, a spacious family room with a second gas fireplace, and a dedicated laundry room. Important updates completed in 2025 include a whole-home generator and sump pump battery backup system for added peace of mind. This carpet-free home is ideal for families, multi-generational living, retirees needing extra guest space, or anyone looking for a turn-key property with stylish upgrades already completed. Located in a desirable neighbourhood close to amenities, trails, and the waterfront, this home offers the perfect combination of comfort, function, and Georgian Bay lifestyle - all ready for you to move in and enjoy.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$4,834
Lot Size83 ft x 149 ft
mls© NumberS13124684
Listed ByRevel Realty Inc

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,114
Property tax
$403
Heat allowance
$150
Housing costs
$6,667 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $238,900
25-yr amortization

Income needed

$205,000

gross annual household income

Payment at 4%
$5,027 / mo
Cash down
$238,900

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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