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Rural Barrie Southwest, Barrie
$899,900
Welcome to 172 Franklin Trail, a newer home built by Bradley Homes in 2022 located in Barrie's desirable Bear Creek Estates community. Featuring a highly functional layout, the main level boasts rich hardwood flooring and a seamless open-concept living and dining area, ideal for everyday living and entertaining. The bright kitchen offers a large walk-in pantry, quartz counters and extended cabinets. The living room with gas fireplace steps out directly to a covered porch and outdoor sitting area. Upstairs you will find 3 spacious bedrooms including a primary retreat complete with a 5-piece spa-like ensuite and walk-in closet, alongside two additional bedrooms sharing a convenient semi-ensuite bath. Hardwood flooring continues throughout the non-tiled areas and convenient second floor laundry round things off upstairs. The fully finished walk-out basement provides flexible multi-generational living, complete with a dedicated bedroom with closet and full size windows, a 4-piece bathroom, full walk-out access to the backyard, and a kitchenette/bar area-perfect for an in-law suite or independent teenager space. Located minutes from top-rated schools (Bear Creek Secondary, W.C. Little Elementary, St. Nicholas Catholic), shopping plazas, parks, and dining. Quick access to Highway 400 and Barrie South GO Station makes commuting seamless. VTB financing available with as little as 15% down @ 6.5%, amortized up to 50 years/interest only - no income verification or credit qualifications. Some images have been virtually staged.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 0-5 |
| Size | 2000-2500 sq. ft. |
| Property Tax | $7,029 |
| Lot Size | 36 ft x 92 ft |
| mls© Number | S13833494 |
| Listed By | CENTURY 21 HERITAGE GROUP LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,606
- Property tax
- $586
- Heat allowance
- $150
- Housing costs
- $5,342 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$164,000
gross annual household income
- Payment at 4%
- $3,787 / mo
- Cash down
- $179,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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