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Rural Tay, Tay
$699,500
Nestled along the shores of Hogg Creek, this lovely raised bungalow offers a rare waterfront lifestyle with waterfront on both sides of the creek. Enjoy your morning coffee, stroll across your private bridge to your own peaceful parcel of nature while Rainbow & Brown Trout, Chinook, & Coho Salmon swim by in season. This home blends comfort, recreation, & country charm. Relax on the back deck overlooking the creek rapids, enjoy the fenced yard, or consider raising chickens, & picking your own apples! Two powered sheds with workbenches provide excellent space for storage, hobbies, or workshop use. Inside, the bright foyer features a spacious double closet with decorative niche above. The main level offers an inviting open-concept layout with a sun-filled living room & walkout to the back deck with gated stairs leading toward the creek.. The dining area is enhanced by large windows & an elegant chandelier, while the kitchen features quartz countertops, pot lights, a large island with seating for three, pendant lighting, & abundant natural light. The primary bedroom overlooks the creek rapids and includes a walk-through closet leading to a stylish 3-piece ensuite with glass shower. A second bedroom, 4-piece bathroom, linen storage, & convenient main floor laundry complete the upper level. The lower level offers in-law capability with a bright open-concept layout, walkout basement, spacious living room with sliding glass doors to a covered patio, dining area, and efficient galley kitchen. A second primary bedroom offers serene creek views, while another bedroom & spacious 4-piece bathroom provide comfortable accommodations. Separate laundry hookups are located in the utility room. Ideally located for year-round recreation with easy access to the beaches & marina in Victoria Harbour, cycling & walking on the Tay Trail, golf courses, Highway 400, & skiing at MSLM. A rare opportunity to enjoy waterfront living, natural beauty, and flexible multi-generational space.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | 0-5 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,681 |
| Lot Size | 78.5 ft x 209 ft |
| mls© Number | S13158210 |
| Listed By | RIGHT AT HOME REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,580
- Property tax
- $307
- Heat allowance
- $150
- Housing costs
- $4,037 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$124,000
gross annual household income
- Payment at 4%
- $2,944 / mo
- Cash down
- $139,900
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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