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Listed 2 months ago

2345 Crystal Beach Road

Alcona, Innisfil

$1,249,900

Detached|2-Storey
2 | 2 | 3
About this home

Imagine waking up to the lake every morning, spending summer days on the water and cozy winter evenings by the fire. Set along the shores of Lake Simcoe in Alcona, this year-round waterfront home offers four-season living while keeping you close to town and within commuting distance of the GTA.With southeast exposure, mature trees and your own sandy shoreline, this private property is made for everything from morning coffee on the deck to evenings around the fire pit.Inside, the home is warm and comfortable with beautiful water views. The spacious kitchen offers plenty of cabinetry and counter space and flows naturally into the dining and living areas. New main-floor flooring and updated kitchen appliances add a fresh feel, while the living room features a cozy gas fireplace and dual heat pump for efficient heating and cooling. Step outside to the impressive two-tiered deck overlooking the lake and backyard.Upstairs are two generously sized bedrooms, a spacious four-piece bathroom with separate shower and jet tub, and convenient upper-level laundry.Outside, enjoy your soft sandy beach and calm, shallow water with a hard-packed bottom, perfect for swimming, paddleboarding and kayaking. Boat or fish from the large dock, then gather around the built-in fire pit on the unistone patio. In winter, enjoy skating, ice fishing, snowmobiling or simply watching the snow fall over the lake.An oversized detached garage offers plenty of room for vehicles, watercraft and recreational gear.More than a summer escape, this is a place to call home 365 days a year, just minutes from Alcona's shopping, restaurants, schools, parks, marinas and everyday amenities.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$6,971
Lot Size46.8 ft x 157.85 ft
mls© NumberN13737700
Listed ByRE/MAX HALLMARK CHAY REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,398
Property tax
$581
Heat allowance
$150
Housing costs
$7,128 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $249,980
25-yr amortization

Income needed

$219,000

gross annual household income

Payment at 4%
$5,260 / mo
Cash down
$249,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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