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New3 days ago

774 James Street

Alcona, Innisfil

$585,000

Detached|Bungalow
3 | 1 | 7
About this home

The best of both worlds here with great location close to Lake Simcoe and set on a generous 80 x 149 ft. lot backing onto Trinity Park! This charming bungalow offers one-level living surrounded by mature trees creates a natural buffer from neighbours and gives the property a wonderfully private feel. Step into your fully fenced backyard oasis, where a small peaceful stream runs through the property. The home offers open concept main, 3 bedrooms, updated washroom and walkout to a large deck with overhead pergola for entertaining year round. The yard also features a garden shed, large custom workshop and detached garage with a newly updated roof (2025). The spacious driveway offers plenty of room for multiple vehicles, guests and recreational toys, including an RV or trailer. The home layout is designed for comfort and everyday living. The kitchen was tastefully renovated in 2021 with elegant quartz countertops, while a large window in the living area overlooks the trees and stream, filling the space with natural light. A natural gas fireplace creates a warm and inviting atmosphere, complemented by a high-efficiency heat pump installed in 2020.For first-time buyers, this is an opportunity to have the yard, privacy, parking, workshop and outdoor space that can be difficult to find anywhere at this amazing price! Urban living with a country retreat atmosphere. There is room to breathe, entertain, pursue hobbies and simply enjoy coming home. With Lake Simcoe within walking distance, Trinity Park behind you and a private, tree-lined setting all your own, this is a rare opportunity to enjoy the space and lifestyle of Innisfil without sacrificing convenience.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,372
Lot Size80.02 ft x 149.92 ft
mls© NumberN13725050
Listed ByRIGHT AT HOME REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,994
Property tax
$281
Heat allowance
$150
Housing costs
$3,425 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $117,000
25-yr amortization

Income needed

$105,000

gross annual household income

Payment at 4%
$2,462 / mo
Cash down
$117,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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