2797 St Clair Avenue E
O'Connor-Parkview, Toronto
$499,900
Same owners for over 50 years and a great opportunity in East York! The property presents multiple possibilities: renovate and live, create rental income in the basement while living upstairs or explore future redevelopment potential in this evolving and well-connected community. Features include a 31 x 120 foot lot with a private driveway, detached garage and a play house to boot! Separate entrance to a partially finished, high basement with lots of potential. Located in Toronto's desirable O'Connor-Parkview neighbourhood and situated on a prime St. Clair Avenue East corridor, this property offers strong long-term upside for investors, builders, or end-users alike.
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Listing History
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $316
- Heat allowance
- $150
- Housing costs
- $3,024 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$93,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
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