| Heat Included | |
| Hydro Included | |
| Water Included | |
| Building Insurance Included | |
| Parking Included |
New7 hours ago
322 - 123 Woodbine Avenue
The Beaches, Toronto
$395,900
Condo Apartment |
0 | 1 | 1 | 1
About this home
Charming renovated studio apartment in boutique low rise building. Renovated bathroom with 3 pce and glass walk in shower. Modern kitchen with granite counters , stainless appliances and Breakfast bar. Open concept living / dining with fireplace & walk out to balcony. Compared to other units this one has....Kitchen Island, dishwasher, microwave, electric fireplace, wall unit air conditioner, murphy bed, and 2 large closets for storage. All utilities are included in maintenance . Amazing location just steps to beach, boardwalk, queen street shops & restaurants, 24 hr streetcar ! Enjoy the real beach lifestyle ! Note property is virtually staged .
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,026
- Property tax
- $148
- Heat allowance
- $150
- Condo fees, half counted
- $199
- Housing costs
- $2,523 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $79,180
25-yr amortization
Income needed
$78,000
gross annual household income
- Payment at 4%
- $1,666 / mo
- Cash down
- $79,180
Assumes no other monthly debts · 25-yr amortization
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