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| Water Included | |
| Common Elements Included | |
| Building Insurance Included | |
| Parking Included |















315 - 123 Woodbine Avenue
The Beaches, Toronto
$365,000
Change Your Life with this home! Welcome to effortless Beach living in one of Toronto's most sought-after neighbourhoods. This beautifully renovated and freshly painted top-floor studio offers a bright, stylish and move-in-ready space just steps from Woodbine Beach, the Boardwalk, and the shops, restaurants and cafes of Queen St E. Thoughtfully updated throughout, the suite features a newly renovated interior, new appliances, two separate entry closets, and a quiet east-facing private balcony .. the perfect spot to enjoy your morning coffee. Ideal for a first-time buyer, investor, or those looking for the perfect pied-a-terre in the city. Parking and a locker are both included, while the low-maintenace lifestyle is made even better with utilities included in the maintenance fees. Freshly painted, renovated and impeccably maintained, there's nothing left to do but move in & enjoy everything The Beach has to offer.
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Listing History
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,868
- Property tax
- $148
- Heat allowance
- $150
- Condo fees, half counted
- $199
- Housing costs
- $2,365 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$73,000
gross annual household income
- Payment at 4%
- $1,536 / mo
- Cash down
- $73,000
Assumes no other monthly debts · 25-yr amortization
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