37 Velvet Drive
Rural Whitby, Whitby
$799,999
Stunning Brick & Stucco Townhome In A Desirable Whitby Community! Bright & Spacious Open-Concept Layout Featuring Hardwood Flooring Throughout The Main Floor. Modern Kitchen With Quartz Countertops, Large Centre Island & Breakfast Bar, Plus Dining Area With Walk-Out To Deck. No Sidewalk, Allowing Parking For 2 Vehicles In The Driveway. Oak Staircase With Iron Pickets Leads To The Upper Level, Featuring A Spacious Primary Bedroom With 4-Pc Ensuite & Walk-In Closet, Convenient 2nd-Floor Laundry & Large Linen Closet. Excellent Location Close To Hwy 401 & 407, Parks, Schools & Amenities. Brand-New School Opened September 2026 Within Walking Distance. Minutes To Whitby GO, Costco, Walmart, Thermea Spa, Recreation Centres, Gyms, Restaurants & More!
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| Type | Att/Row/Townhouse |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $6,221 |
| Lot Size | 20 ft x 100 ft |
| mls© Number | E14085402 |
| Listed By | RE/MAX HALLMARK REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,095
- Property tax
- $518
- Heat allowance
- $150
- Housing costs
- $4,763 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$147,000
gross annual household income
- Payment at 4%
- $3,367 / mo
- Cash down
- $160,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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