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123 Kirkland Place

Williamsburg, Whitby

$830,000

Freehold Townhouse|2-Storey
3 | 4 | 2
About this home

Nestled in a vibrant, family-friendly community, this beautifully maintained freehold townhouse offers nearly 1,500 sq. ft. of functional living space plus a finished basement-perfect for growing families. Enjoy the added value of no monthly laneway or maintenance fees, along with convenient direct access to the garage. The spacious primary bedroom features a walk-in closet and a full ensuite, creating a comfortable private retreat. The bright eat-in kitchen is equipped with stainless steel appliances and ample counter space, ideal for everyday living and entertaining. Luxury vinyl flooring runs throughout the principal rooms, while updated lighting and fresh paint make this home truly move-in ready. Step outside to a landscaped backyard complete with a multi-tiered wood deck-perfect for hosting or relaxing. Located close to parks, schools, and all essential amenities.

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BrokerHub Inc.
(647) 254-1864
TypeAtt/Row/Townhouse
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,546
Lot Size19.71 ft x 111.54 ft
mls© NumberE13805796
Listed ByCENTURY 21 LEADING EDGE REALTY INC.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,248
Property tax
$379
Heat allowance
$150
Housing costs
$4,777 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $166,000
25-yr amortization

Income needed

$147,000

gross annual household income

Payment at 4%
$3,493 / mo
Cash down
$166,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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