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New10 hours ago

390 Mary Street N

O'Neill, Oshawa

$929,900

Detached|2 1/2 Storey
4 | 3 | 5
About this home

Welcome to this beautifully updated 2 1/2-storey home, ideally situated in a fabulous area of tree lined streets and well within excellent school districts! Offering a versatile layout with plenty of space for the whole family, the main and second floor of this home features an eat-in kitchen, 2 bedrooms and 2 full bathrooms, along with a finished basement providing even more room to relax, entertain, or work from home. One of the home's standout features is the amazing in-law suite spanning the back of the second and third floors, offering an open concept kitchen and living room with electric fireplace, 2 more bedrooms and a full bathroom. Perfect for extended family, multi-generational living, guests, or added flexibility to suit your needs. Outside, enjoy a large lot with plenty of room to play, garden, entertain, or simply unwind. The oversized 2-car garage provides exceptional space for parking, storage, hobbies, and more. With its updated finishes, flexible living space, fantastic in-law suite, generous lot, and sought-after location close to great schools and everyday amenities, this home offers a wonderful combination of comfort, convenience, and versatility. A fantastic opportunity for families looking for room to grow and space for everyone! Two electrical panels, two hot water tanks, one HWT is owned. Two rooms in the basement presently being used as bedrooms with no closets. Two separate units, there is no access to the in-law suite from the main house.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2 1/2 Storey
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$7,766
Lot Size40 ft x 144.54 ft
mls© NumberE14084356
Listed ByRE/MAX Jazz INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,760
Property tax
$647
Heat allowance
$150
Housing costs
$5,557 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $185,980
25-yr amortization

Income needed

$171,000

gross annual household income

Payment at 4%
$3,913 / mo
Cash down
$185,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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