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New14 hours ago

621 Masson Street

O'Neill, Oshawa

$829,900

Detached|2-Storey
4 | 2 | 4
About this home

Step into the charm and character of a beautiful all-brick century home, where timeless craftsmanship meets the comforts of today. Rich with original and unique architectural details, this special residence offers a rare opportunity to own a home with true personality and history. Ideally situated in a prime location within a sought-after school district, this four-bedroom, one-and-a-half-bath home offers generous space for family living, entertaining, and making memories for years to come. Original features throughout tell the story of the home's heritage, creating warmth and character that simply cannot be replicated in newer construction. Every room offers its own sense of charm, while the solid brick exterior provides the enduring beauty and presence of a classic century home. Outside, the property becomes its own private escape. A beautiful stone patio provides the perfect setting for summer dinners, morning coffee, or evenings spent entertaining friends, while the large backyard offers plenty of room for children, gardening, pets, or simply enjoying the outdoors. Solid garage with hydro is perfect as a workshop or outdoor storage. A rare combination of architectural character, generous living space, a prime location, and an exceptional yard, this is a home with a story to tell - and the opportunity to become part of yours. A/C heat pump installed 2026.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$5,577
Lot Size40 ft x 144.54 ft
mls© NumberE14083166
Listed ByRE/MAX Jazz INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,248
Property tax
$465
Heat allowance
$150
Housing costs
$4,863 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $165,980
25-yr amortization

Income needed

$150,000

gross annual household income

Payment at 4%
$3,492 / mo
Cash down
$165,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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