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Windfields, Oshawa
$845,000
Welcome to 2600 Kentucky Derby Way, a bright and spacious detached home in the highly desirable Windfields community of North Oshawa. Originally offered as a 4-bedroom layout, this home was upgraded through the builder to a spacious 3-bedroom configuration, creating larger bedrooms and enhanced living space. The open-concept main floor features 9-ft ceilings, generous living and family areas, large windows, shutters and plenty of natural light throughout. The upgraded kitchen features quartz countertops, ample upgraded cabinetry, under-cabinet lighting, large-format tile and stainless steel appliances. The adjoining breakfast area offers sliding doors with a walkout to the fenced backyard, perfect for everyday family living and entertaining. Upstairs, the spacious primary bedroom features a walk-in closet and 4-piece ensuite with separate shower and tub. Two additional generously sized bedrooms, a second 4-piece bathroom with double vanity, and a convenient second-floor laundry room with window, built-in storage and counter complete the upper level. Additional features include a separate basement entrance offering potential for an in-law suite or future basement apartment, basement cold room, two basement windows including one larger window, front porch and an existing Tesla Wall Connector with 240V connection. Ideally located near Ontario Tech University, Durham College, Costco, shopping, parks, public transit and the new Cedar Valley Secondary School, scheduled to open September 2026, with convenient access to Highways 407 and 412 and approximately a 20-minute drive to Whitby GO Station. A fantastic opportunity to own a spacious family home in one of North Oshawa's most sought-after communities.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 6-15 |
| Size | 2000-2500 sq. ft. |
| Property Tax | $7,262 |
| Lot Size | 30.2 ft x 100.15 ft |
| mls© Number | E13724112 |
| Listed By | HOMELIFE/FUTURE REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,325
- Property tax
- $605
- Heat allowance
- $150
- Housing costs
- $5,080 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$156,000
gross annual household income
- Payment at 4%
- $3,556 / mo
- Cash down
- $169,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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