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New3 days ago

2600 Kentucky Derby Way

Windfields, Oshawa

$845,000

Detached|2-Storey
3 | 3 | 2
About this home

Welcome to 2600 Kentucky Derby Way, a bright and spacious detached home in the highly desirable Windfields community of North Oshawa. Originally offered as a 4-bedroom layout, this home was upgraded through the builder to a spacious 3-bedroom configuration, creating larger bedrooms and enhanced living space. The open-concept main floor features 9-ft ceilings, generous living and family areas, large windows, shutters and plenty of natural light throughout. The upgraded kitchen features quartz countertops, ample upgraded cabinetry, under-cabinet lighting, large-format tile and stainless steel appliances. The adjoining breakfast area offers sliding doors with a walkout to the fenced backyard, perfect for everyday family living and entertaining. Upstairs, the spacious primary bedroom features a walk-in closet and 4-piece ensuite with separate shower and tub. Two additional generously sized bedrooms, a second 4-piece bathroom with double vanity, and a convenient second-floor laundry room with window, built-in storage and counter complete the upper level. Additional features include a separate basement entrance offering potential for an in-law suite or future basement apartment, basement cold room, two basement windows including one larger window, front porch and an existing Tesla Wall Connector with 240V connection. Ideally located near Ontario Tech University, Durham College, Costco, shopping, parks, public transit and the new Cedar Valley Secondary School, scheduled to open September 2026, with convenient access to Highways 407 and 412 and approximately a 20-minute drive to Whitby GO Station. A fantastic opportunity to own a spacious family home in one of North Oshawa's most sought-after communities.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age6-15
Size2000-2500 sq. ft.
Property Tax$7,262
Lot Size30.2 ft x 100.15 ft
mls© NumberE13724112
Listed ByHOMELIFE/FUTURE REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,325
Property tax
$605
Heat allowance
$150
Housing costs
$5,080 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $169,000
25-yr amortization

Income needed

$156,000

gross annual household income

Payment at 4%
$3,556 / mo
Cash down
$169,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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