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Listed 11 days ago

2571 Kentucky Derby Way

Windfields, Oshawa

$989,000

Detached|2-Storey
4 | 3 | 4
About this home

Welcome to this exceptional Tribute-built home in the highly sought-after Windfields communityof North Oshawa. Featuring soaring ceilings, abundant natural light, a thoughtfully designedlayout, and a carpet-free interior, this spacious home is ideal for growing and multi-generational families. The main floor offers a welcoming family room with a gas fireplace anda bright open-concept kitchen featuring stainless steel appliances, generous counter space,ample cabinetry, and a seamless connection to the dining area. Upstairs, you'll find fourgenerously sized bedrooms plus a versatile Teen's Retreat, perfect for a second family room,media lounge, home office, or additional living space. The finished basement offers a spaciousopen-concept layout with ample storage and excellent potential for future customization,including the possibility of a separate entrance to create an in-law suite, multi-generationalliving space, or potential income-generating secondary suite, subject to approvals. Additionalhighlights include a tankless water heater for on-demand hot water and enhanced energyefficiency. Ideally located close to Costco, shopping, parks, public transit, elementary andsecondary schools, Durham College, Ontario Tech University, and just minutes to Highway 407. Aspacious and versatile home offering comfort, convenience, and exciting future potential inone of North Oshawa's most desirable communities.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age6-15
Size2000-2500 sq. ft.
Property Tax$7,987
Lot Size36.09 ft x 100.07 ft
mls© NumberE13699412
Listed ByRE/MAX REALTRON REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,062
Property tax
$666
Heat allowance
$150
Housing costs
$5,878 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $197,800
25-yr amortization

Income needed

$181,000

gross annual household income

Payment at 4%
$4,162 / mo
Cash down
$197,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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