| Heat Included | |
| Hydro Included | |
| Water Included | |
| CAC Included | |
| Common Elements Included | |
| Building Insurance Included |
New2 hours ago
1713 - 38 Elm Street
Bay Street Corridor, Toronto
$414,900
Condo Apartment |
1 | 1 | 0 | 1
About this home
An excellent opportunity for first-time homebuyers and investors at the sought-after Minto Plaza, 38 Elm Street! Suite 1713 offers a one-bedroom layout with beautiful bedroom views in Toronto's vibrant Bay Street Corridor. Featuring one full bathroom plus a separate powder room-a desirable convenience in a one-bedroom suite-and one locker for additional storage. The suite would benefit from updating, offering a wonderful opportunity to bring your vision, personalize the space, and add value in a prime downtown location. Enjoy easy access to restaurants, cafés, shopping, and entertainment, with the Eaton Centre, major hospitals, universities, the Financial District, and TTC transit close by. Building amenities include a 24-hour concierge, indoor pool, sauna, hot tub, fitness facilities, and spaces for relaxing and entertaining. Discover the potential and make the most of this exceptional downtown location!
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| Type | Condo Apartment |
| Style | Apartment |
| Approx. Age | 31-50 |
| Size | 700-799 sq. ft. |
| Maintenance Fees | $849 |
| Locker | Owned |
| Balcony | None |
| Exposure | South West |
| Parking Type | Underground |
| Parking Spaces | 0 |
| Parking Features | None |
| Property Tax | $2,835 |
| mls© Number | C14160656 |
| Listed By | ROYAL LEPAGE CERTIFIED REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,124
- Property tax
- $236
- Heat allowance
- $150
- Condo fees, half counted
- $424
- Housing costs
- $2,934 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $82,980
25-yr amortization
Income needed
$90,000
gross annual household income
- Payment at 4%
- $1,746 / mo
- Cash down
- $82,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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