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| Hydro Included | |
| Water Included | |
| Common Elements Included | |
| Building Insurance Included |
New1 hour ago
816 - 89 Mc Caul Street
Kensington-Chinatown, Toronto
$440,000
Condo Apartment |
1 | 1 | 0 | 0
About this home
Welcome to The Village by the Grange! This stunning, spacious, and sun-filled west-facing1-bedroom condo offers approximately 738 sq. ft. of comfortable living space in the heart of downtown Toronto. Enjoy a beautiful private balcony, perfect for relaxing or entertaining, with breathtaking skyline views and a unique view of the iconic OCAD University building. Featuring a specious carpet free environment with ample closet space, and a newly renovated modern bathroom. Unbeatable location with a Walk Score of 98 and a Transit Score of 100, just steps toart galleries, restaurants, shopping, TTC, and all the conveniences of downtown living. An ideal opportunity for both end-users and investors!
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,252
- Property tax
- $223
- Heat allowance
- $150
- Condo fees, half counted
- $480
- Housing costs
- $3,105 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $88,000
25-yr amortization
Income needed
$96,000
gross annual household income
- Payment at 4%
- $1,852 / mo
- Cash down
- $88,000
Assumes no other monthly debts · 25-yr amortization
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