| Common Elements Included | |
| Building Insurance Included |
New2 hours ago
723 - 38 Cameron Street
Kensington-Chinatown, Toronto
$599,000
Condo Apartment |
1 + 1 | 2 | 0 | 0
About this home
Tridel Built, Sq Condo.The Modern 1+Den with 2 full bathrooms. Features Unobstructed West View. Engineered Hardwood Flr Thought. Functional Layout Creates Multiple Possibilities. Large Walk-In Closet In The bedroom, Separate Den Area. Modern Kitchen With Stone Countertop, Island, and Built-In Stainless Steel Appliances. Minutes walk to Kensington Market, Chinatown, Queen West Restaurants And Bars, Shops, Streetcar Stop & More. Maintenance fee including internet.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,066
- Property tax
- $253
- Heat allowance
- $150
- Condo fees, half counted
- $290
- Housing costs
- $3,760 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $119,800
25-yr amortization
Income needed
$116,000
gross annual household income
- Payment at 4%
- $2,521 / mo
- Cash down
- $119,800
Assumes no other monthly debts · 25-yr amortization
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