11 Major Street
University, Toronto
$1,375,000
Harbord Village living with historic streets, exceptional walkability, vibrant local cafés, beautiful parks, and convenient access to the University of Toronto and downtown. This multigenerational home is ready for a new legacy. Soaring ceilings and original trim brings you back to the 1880's but so much potential awaits. Easy access to Kensington Market, Little Italy, and the lively College Street dining scene. Ideal for professionals, academics, families, and urban buyers seeking character, culture, and outstanding walkability. The bonus 2 car garage has loft storage, a workshop, separate electrical panel and is insulated and heated. Previously approved for a lane unit. Please note 3rd bedroom is currently set up as a 2nd floor kitchen. Historical plaque is located at College and Major, 11 Major was home to Walter Huston, Actor and Academy Award Winner, father of John Huston and Grandfather to Angelica.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,038
- Property tax
- $689
- Heat allowance
- $150
- Housing costs
- $7,877 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$242,000
gross annual household income
- Payment at 4%
- $5,786 / mo
- Cash down
- $275,000
Assumes no other monthly debts · 25-yr amortization
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