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New2 hours ago

402 - 74 Spadina Road

Annex, Toronto

$649,900

Condo Apartment |
1 | 1 | 1 | 0
About this home

Discover an exceptional blend of character, comfort, and urban sophistication in the heart of Toronto's coveted Annex neighborhood. Nestled within a distinctive Art Deco-inspired boutique residence, where opportunities to own are seldom available, this beautifully appointed suite offers approximately 800 sq. ft. of inviting, thoughtfully designed living space. An desirable east-facing exposure fills the interiors with natural light while showcasing unobstructed views of Toronto's iconic downtown skyline. Featuring a generously proportioned bedroom with a big Walk-in closet and a private balcony! The social area has been extended to make this a beautiful and very comfortable 1 bedroom unit (converted from 2 bedrooms to 1 bedroom) the residence has been tastefully updated and designed, elegant engineered hardwood flooring, convenient in-suite laundry, and 2 spacious private balconies. Beyond its charming architecture and intimate setting, this remarkable address places you within walking distance of Spadina and Dupont subway stations, the University of Toronto, George Brown College, and the countless boutiques, cafés, restaurants, and lifestyle amenities that define the vibrant Bloor Street corridor. A rare opportunity to enjoy boutique living in one of Toronto's most established and sought-after neighborhoods. Parking is available for rent within the building at $100 per month.

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BrokerHub Inc.
(647) 254-1864
TypeCondo Apartment
StyleApartment
Approx. AgeNot available
Size800-899 sq. ft.
Maintenance Fees$807
LockerNone
BalconyOpen
ExposureEast
Parking TypeUnderground
Parking Spaces1
Parking FeaturesNone
Property Tax$3,152
mls© NumberC14105444
Listed ByBONNATERA REALTY
Common Elements Included
Building Insurance Included
Heat Included
CAC Included
Water Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,326
Property tax
$263
Heat allowance
$150
Condo fees, half counted
$404
Housing costs
$4,143 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,980
25-yr amortization

Income needed

$127,000

gross annual household income

Payment at 4%
$2,735 / mo
Cash down
$129,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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