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| Building Insurance Included | |
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1006 - 1 Cardiff Road
Mount Pleasant East, Toronto
$1,100,000
Afternoon light and panoramic sunsets every day from the 10th floor. Suite1006 faces northwest, offering unobstructed views and floor-to-ceiling windows throughout the unit. It features two spacious bedrooms, a separate den with space for a full-size desk, two full bathrooms, and a large balcony with weatherproof composite tiles. Custom organizers in the primary bedroom closets, upgraded pot lights and under-cabinet lighting, full-size appliances, and modern contemporary finishes complete the space. Tucked into a private corner of the building, the suite sits only a few steps from the elevator. The Cardiff is a quiet boutique building built in 2023, set just off the North side of Eglinton in one of Midtown's most established neighborhoods, with upgraded amenities indoors and out: a beautiful outdoor terrace with barbecues, a modern party room with a pool table and entertainment room, and a gym fitted with Peloton and other modern equipment. Bayview and Mount Pleasant shops, cafes, and groceries are all within walking distance. Leaside Station on Line5 is just a few minutes from the door, while Sherwood Park and the Sunnybrook ravine trails are practically your backyard. The DVP is easily accessible for everything else. TWO premium side-by-side parking spots and one storage locker are included.
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Listing History
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,630
- Property tax
- $440
- Heat allowance
- $150
- Condo fees, half counted
- $444
- Housing costs
- $6,665 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$205,000
gross annual household income
- Payment at 4%
- $4,629 / mo
- Cash down
- $220,000
Assumes no other monthly debts · 25-yr amortization
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