| Common Elements Included | |
| Building Insurance Included |
New3 hours ago
305 - 1 Cardiff Road
Mount Pleasant West, Toronto
$429,000
Condo Apartment |
1 + 1 | 1 | 0 | 0
About this home
Move-in ready right along Eglinton just west of Bayview. This unit is a perfect starter for someone who doesn't want to rent and needs transit. You can walk to the amazing Bayview strip with it's cafe's. grocery shops, restaurants and bars. Yonge street is also only a short walk. The den is an actual den! Privately located in the floorplan for those who want a quiet office space or to put a bed there for guests. There's a nice gym and rooftop outdoor space too.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,196
- Property tax
- $250
- Heat allowance
- $150
- Condo fees, half counted
- $243
- Housing costs
- $2,838 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $85,800
25-yr amortization
Income needed
$87,000
gross annual household income
- Payment at 4%
- $1,805 / mo
- Cash down
- $85,800
Assumes no other monthly debts · 25-yr amortization
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