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442 - Vine/Linwell, St. Catharines
$535,000
Warm and inviting, this 3+1 bedroom, 1.5 bathroom home sits on an expansive 65 x 166 ft lot in a highly desirable, family-friendly neighbourhood. Surrounded by mature trees, the property offers a private backyard with plenty of space to relax, entertain, or simply enjoy the outdoors. Inside, the home features comfortable living spaces, including a convenient main-floor bedroom & bathroom, along with two additional bedrooms upstairs. The finished basement adds approximately 450sqft of additional living space, complete with a rec room, spacious bedroom, and 2-piece bathroom (potential to convert to a 3-piece). A convenient side entrance provides excellent potential for an in-law suite. Outside, the double-wide driveway offers ample parking for 6+ vehicles. The location is equally appealing, within walking distance of Walker's Creek Trail and many neighbourhood parks, and just minutes from excellent schools, shopping, dining, and easy QEW access.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,273 |
| Lot Size | 65 ft x 116 ft |
| mls© Number | X14099266 |
| Listed By | RE/MAX NIAGARA REALTY LTD, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,738
- Property tax
- $356
- Heat allowance
- $150
- Housing costs
- $3,244 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$100,000
gross annual household income
- Payment at 4%
- $2,251 / mo
- Cash down
- $107,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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