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New11 hours ago

195 Belmont Avenue

28 - City SouthWest, Kingston

$599,999

Detached|Sidesplit 3
3 | 2 | 6
About this home

Well maintained home in Henderson Place, on of Kingston's most sought-after family neighbourhoods. This inviting 3 bedroom home offers approximately 1,602 sq.ft. of comfortable living space and has seen numerous updates and improvements over the years. The 2018 rear addition expanded the living space and created an updated, open-concept kitchen and living area, featuring new cabinetry and countertops. Additional improvements include a front extension incorporating two bedrooms, an updated basement with new wiring and lighting, newer windows, a new front entrance door (2019), updated bathroom and more. Furnace installed in 2001 and central air conditioning installed in 2008. Enjoy the west-facing full fenced backyard offering a private outdoor setting on a quiet interior street - ideal for relaxing, entertaining or family activities. The location is exceptional with easy walking distance to J.R. Henderson Public School, Frontenac Secondary School, Henderson Pool, tennis and pickleball courts and nearby soccer fields. Shopping, golf and conservation trails are also close by. A wonderful opportunity to move into an established, family-friendly neighbourhood and make this well-cared for home you own.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleSidesplit 3
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$4,784
Lot Size60 ft x 115 ft
mls© NumberX14093522
Listed ByROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,071
Property tax
$399
Heat allowance
$150
Housing costs
$3,620 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $120,000
25-yr amortization

Income needed

$111,000

gross annual household income

Payment at 4%
$2,525 / mo
Cash down
$120,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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