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New1 day ago

70 Richelieu Drive

442 - Vine/Linwell, St. Catharines

$649,900

Detached|Sidesplit 4
3 | 2 | 5
About this home

Nestled in the highly desirable North End of St. Catharines, this lovingly cared-for 3-bedroom, 2-bathroom 4-level side-split radiates pride of ownership throughout and offers an ideal blend of indoor comfort and private outdoor living just minutes from Lake Ontario, Sunset Beach, the Waterfront Trail, Walker's Creek Park trails, neighbourhood parks, schools, shopping along the Vine and Linwell corridors, and convenient QEW access. The fully fenced backyard is a true retreat, highlighted by a concrete heated kidney-shaped in-ground pool perfect for warm-weather entertaining and relaxation, while inside the home features warm hardwood floors in the living room, dining room, and bedrooms, classic oak kitchen cabinets, and a welcoming rec-room anchored by a cozy gas fireplace. Thoughtful updates including a newer furnace, central air, windows, and 100-amp breakers add modern peace of mind to this well-maintained home in a mature, family-friendly neighbourhood known for its quiet tree-lined streets and easy everyday amenities.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleSidesplit 4
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$5,269
Lot Size70 ft x 110.41 ft
mls© NumberX14092386
Listed ByFLYNN REAL ESTATE INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,326
Property tax
$439
Heat allowance
$150
Housing costs
$3,916 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,980
25-yr amortization

Income needed

$120,000

gross annual household income

Payment at 4%
$2,735 / mo
Cash down
$129,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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