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New4 days ago

84 Alma Street N

Junction/Onward Willow, Guelph

$565,000

Detached|1 1/2 Storey
2 | 1 | 3
About this home

Some homes are about the finishes. Others are about the possibilities. Welcome to 84 Alma Street North, a character-filled home in Guelph's eclectic Junction neighbourhood. Step inside and you'll discover a main floor that's surprisingly spacious, with high ceilings, generous living and dining areas, and room for a home office or cozy reading nook. The eat-in kitchen offers a practical layout and plenty of opportunity for a future refresh, while the rear laundry and mudroom add everyday convenience. Upstairs, two bedrooms and a full bathroom provide functional living space. Outside, mature trees frame a private backyard with plenty of potential for gardens, outdoor entertaining or a leafy urban retreat. There's also parking for three vehicles - a welcome bonus this close to downtown. And then there's the neighbourhood. The Junction is a distinctive mix of heritage homes, small businesses, industrial character and friendly residential streets. Walk to local cafes, explore nearby Howitt Park, or head downtown for shops, restaurants and the farmers' market. A great home in a sought-after neighbourhood, bring your ideas, roll up your sleeves and imagine what comes next.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$3,855
Lot Size35.79 ft x 94.18 ft
mls© NumberX14085334
Listed ByReal Broker Ontario Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,892
Property tax
$321
Heat allowance
$150
Housing costs
$3,363 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $113,000
25-yr amortization

Income needed

$103,000

gross annual household income

Payment at 4%
$2,378 / mo
Cash down
$113,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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