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New16 hours ago

28 Clifton Road

Port Hope, Port Hope

$848,000

Detached|Bungalow
2 | 2 | 5
About this home

Timeless charm meets modern comfort in this beautifully maintained Ontario Cottage, built in 2005 and tucked away on a quiet cul-de-sac just steps from Rapley Park. Offering exceptional curb appeal, this inviting home welcomes you with a charming drystone wall, established gardens and a picturesque setting. Inside, the bright, open-concept main floor showcases soaring ceilings, rich hardwood floors and elegant California shutters, creating a wonderful sense of space and warmth throughout. The welcoming front living room features a cozy gas fireplace, while the bright, functional kitchen offers a convenient breakfast bar, pantry and plenty of space for everyday living and entertaining. A bright and inviting breakfast nook with walkout to the back deck provides the perfect spot to enjoy morning coffee or summer dining while overlooking the peaceful, private backyard. The finished lower level adds exceptional versatility with a spacious recreation room featuring built-in shelving and a dedicated office nook, ideal for working from home. A third bedroom, 4-piece bathroom and generous unfinished workshop/storage area provide additional space and functionality. Outside, the mature, beautifully landscaped lot offers wonderful privacy with no rear neighbours, creating a tranquil backyard retreat. A detached single-car garage adds convenience and storage. Combining classic Ontario Cottage character with the ease of modern construction, this delightful property offers a rare opportunity to enjoy quiet, low-maintenance living in an established neighbourhood just minutes from downtown Port Hope's restaurants and shops, Capitol Theatre, and countless amenities all with quick access to the 401. Recent Updates: New Furnace (26), Interior Paint Throughout (2026), Washer & Dryer (2024), Kitchen Appliances (2023)

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age16-30
Size1100-1500 sq. ft.
Property Tax$6,280
Lot Size57.75 ft x 147 ft
mls© NumberX14084676
Listed ByStrive Realty Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,340
Property tax
$523
Heat allowance
$150
Housing costs
$5,014 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $169,600
25-yr amortization

Income needed

$154,000

gross annual household income

Payment at 4%
$3,569 / mo
Cash down
$169,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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