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New4 days ago

599 Coldstream Drive

, Waterloo

$859,900

Detached|Backsplit 4
3 | 2 | 4
About this home

Custom-built 4-bedroom backsplit offering approximately 2,700 sq. ft. of finished living space on a stunning premium lot backing onto greenspace, a playground, and a scenic pond. The bright and spacious main level showcases soaring cathedral ceilings in the living and dining rooms featuring new hardwood floors, creating an impressive open-concept feel. The custom kitchen overlooks the family room and features a walkout to the deck, perfect for BBQ, Matching Custom made kitchen table and chairs included. The upper level offers three generous bedrooms with California Shutters and a spacious main bath complete with a relaxing jacuzzi tub. The expansive lower level features a large family room with a cozy gas fireplace, a fourth bedroom or ideal home office with California Shutters, and a walkout to a covered porch and fully fenced backyard with gate to park. The finished rec room provides additional living space for family gatherings, recreation, or a media room. Laundry chute in upstairs bathroom cabinet goes directly beside lower level laundry room. An exceptional family home in a highly desirable setting with beautiful views and direct access to nature. Excellent location close to schools & Universities, walking trails, Laurel Creek Conservation area, community centres, library, St. Jacobs Farmers Market, quick highway access!

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBacksplit 4
Approx. Age16-30
Size2000-2500 sq. ft.
Property Tax$6,001
Lot Size64.78 ft x 136.29 ft
mls© NumberX14084586
Listed ByROYAL LEPAGE WOLLE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,401
Property tax
$500
Heat allowance
$150
Housing costs
$5,051 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $171,980
25-yr amortization

Income needed

$155,000

gross annual household income

Payment at 4%
$3,619 / mo
Cash down
$171,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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