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New2 days ago

323 Charlton Avenue W

Kirkendall, Hamilton

$799,999

Detached|1 1/2 Storey
3 | 2 | 2
About this home

Welcome to 323 Charlton Ave W! A spacious 43 x 124 ft lot and a heated saltwater inground pool make this property a standout, offering plenty of space to enjoy the outdoors. Located just steps from the shops, cafés and restaurants of Locke Street South, this charming home offers a rare combination of space, character and an unbeatable location. The home features an open-concept kitchen and living area with high ceilings and a skylight that fills the space with natural light. Offering 3 bedrooms and an office/den space, two bathrooms and plenty of storage, there is ample room for growing families or those looking for additional living space. Parking for two vehicles, along with an EV charger. Set in one of Hamilton's most sought-after neighbourhoods, you'll enjoy easy access to parks, schools, boutique shopping, restaurants and everyday amenities, with convenient highway access for commuting to Toronto, Niagara and beyond.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$6,847
Lot Size43.5 ft x 124 ft
mls© NumberX14083064
Listed ByRE/MAX REALTY SERVICES INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,095
Property tax
$571
Heat allowance
$150
Housing costs
$4,815 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $160,000
25-yr amortization

Income needed

$148,000

gross annual household income

Payment at 4%
$3,367 / mo
Cash down
$160,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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