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New3 days ago

603 Ludgate Street

Ashburnham Ward 4, Peterborough

$614,900

Detached|1 1/2 Storey
4 | 2 | 2
About this home

Tucked away behind a lush canopy of mature trees and greenery, this private East City hidden gem feels like a secret garden in the heart of the city. It is the kind of home you could easily pass by without realizing it is there. A welcoming front porch sets the tone, leading into a cozy, character-filled home that makes beautiful use of its space. Offering 4 bedrooms, a stunning stone fireplace, updated kitchen and bathrooms, hardwood floors, and a new roof, it is equal parts charming and practical. The bright lower-level family room, complete with a wet bar, walks out to a private backyard oasis with an in-ground pool, making it perfect for quiet summer days or gathering with friends and family. Surrounded by greenery, yet only moments from parks, trails, schools, and the cafes, shops, and restaurants of East City.

Extras

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  • Sun, Oct 18

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$4,016
Lot Size50 ft x 100 ft
mls© NumberX14081314
Listed ByColdwell Banker Electric Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,147
Property tax
$335
Heat allowance
$150
Housing costs
$3,632 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $122,980
25-yr amortization

Income needed

$112,000

gross annual household income

Payment at 4%
$2,588 / mo
Cash down
$122,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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