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Listed 9 days ago

5 Cady Street

773 - Lincoln/Crowland, Welland

$449,000

Detached|1 1/2 Storey
3 | 2 | 2
About this home

Tucked onto a quiet dead-end street with no through traffic, 5 Cady Street offers far more flexibility than its footprint might suggest. Set on a deep 27 x 132-foot lot, this extensively renovated 1.5-storey home combines a bright three-bedroom main residence with approximately 700 square feet of additional lower-level living space-each with its own kitchen and laundry.The main level is welcoming and modern, with a fresh kitchen, comfortable living space, convenient laundry and a stylish four-piece bathroom. A separate entrance leads to the finished lower level, complete with its own kitchen and appliances, bedroom, bathroom and laundry-an ideal arrangement for extended family, an older child, frequent guests or buyers exploring supplementary income potential.The improvements extend well beyond the finishes. Significant work includes new electrical wiring and breakers, updated copper and PEX water lines, new ABS plumbing and a dedicated sewer connection, along with new framing, insulation, vapour barrier and drywall. The furnace and ductwork were replaced and repositioned, while new windows, exterior doors and vinyl siding complete the transformation.Outside, enjoy a welcoming front porch, rear deck, fenced yard, expanded parking and a newly paved driveway and side access. The deep backyard also features a powered shed with a bar area, plus a dedicated crushed-stone firepit and seating space.With two kitchens, two laundry areas, nearly new appliances, no rental equipment and select transferable warranties, this is not simply a cosmetic renovation-it is a home where much of the expensive work has already been completed. Move in, settle in and discover just how much possibility 5 Cady Street has to offer.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$2,932
Lot Size27 ft x 132 ft
mls© NumberX13877362
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,298
Property tax
$244
Heat allowance
$150
Housing costs
$2,693 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $89,800
25-yr amortization

Income needed

$83,000

gross annual household income

Payment at 4%
$1,889 / mo
Cash down
$89,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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