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459 - Ridley, St. Catharines
$619,000
Location, lifestyle and versatility come together in this well-maintained raised bungalow, ideally situated steps to the GO Station, Hwy 406, Downtown, Ridley College and major shopping centres! Offering 3+1 Bedrooms, 2 Baths and 2 Kitchens, this versatile home is currently configured as an in-law suite -ideal for accommodating adult children, extended family or multi-generational living. Enjoy an attached garage, triple-wide driveway and a fenced backyard with a spacious patio perfect for entertaining. The primary Bedroom features patio doors leading to a private deck, creating a peaceful outdoor retreat. A wonderful opportunity to enjoy flexible living arrangements, exceptional convenience and a location close to key amenities!
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | 31-50 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,882 |
| Lot Size | 60.37 ft x 100.25 ft |
| mls© Number | X13874966 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,168
- Property tax
- $407
- Heat allowance
- $150
- Housing costs
- $3,725 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$115,000
gross annual household income
- Payment at 4%
- $2,605 / mo
- Cash down
- $123,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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