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Central, Hamilton
$499,900
Welcome to 11 McNeil Street! This refreshed, 2-storey detached brick home offers 1,626 sq. ft. of living space, 3 bedrooms, a versatile loft and 2 three-piece bathrooms in Hamilton's Central community. Recent improvements include new 7mm vinyl flooring on the main and second floors, matching vinyl stair coverings, new shoe moulding and fresh off-white paint throughout both levels. Main-floor pot lights and updated second-floor hallway lighting bring a bright, welcoming feel. Separate living and dining rooms offer space for everyday living and entertaining, while the loft provides flexibility for a home office, reading nook or creative space. The finished basement adds room to unwind, along with a three-piece bathroom; a second three-piece bathroom serves the second floor. Central air conditioning and gas forced-air heating provide year-round comfort. An excellent opportunity for first-time buyers or anyone seeking a detached home with character, thoughtful updates and room to make it their own!
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| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $4,423 |
| Lot Size | 20 ft x 85 ft |
| mls© Number | X13871850 |
| Listed By | ROYAL LEPAGE FLOWER CITY REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $369
- Heat allowance
- $150
- Housing costs
- $3,077 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$95,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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