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Listed 10 days ago

11 Mcneil Street

Central, Hamilton

$499,900

Detached|2 1/2 Storey
3 | 2 | 1
About this home

Welcome to 11 McNeil Street! This refreshed, 2-storey detached brick home offers 1,626 sq. ft. of living space, 3 bedrooms, a versatile loft and 2 three-piece bathrooms in Hamilton's Central community. Recent improvements include new 7mm vinyl flooring on the main and second floors, matching vinyl stair coverings, new shoe moulding and fresh off-white paint throughout both levels. Main-floor pot lights and updated second-floor hallway lighting bring a bright, welcoming feel. Separate living and dining rooms offer space for everyday living and entertaining, while the loft provides flexibility for a home office, reading nook or creative space. The finished basement adds room to unwind, along with a three-piece bathroom; a second three-piece bathroom serves the second floor. Central air conditioning and gas forced-air heating provide year-round comfort. An excellent opportunity for first-time buyers or anyone seeking a detached home with character, thoughtful updates and room to make it their own!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2 1/2 Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$4,423
Lot Size20 ft x 85 ft
mls© NumberX13871850
Listed ByROYAL LEPAGE FLOWER CITY REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,559
Property tax
$369
Heat allowance
$150
Housing costs
$3,077 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,980
25-yr amortization

Income needed

$95,000

gross annual household income

Payment at 4%
$2,104 / mo
Cash down
$99,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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