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Listed 11 days ago

919 Ridge Road

Rural Stoney Creek, Hamilton

$1,150,000

Detached|Bungalow
2 | 2 | 8
About this home

Welcome to the sought-after Ridge Rd., where million-dollar homes, breathtaking views, and country living come together! Perched atop the Niagara Escarpment, this charming solid brick and stone bungalow offers panoramic views of rolling vineyards, Lake Ontario, and the Toronto city skyline - a truly special setting where you can enjoy the best of country living with Toronto city in view.Offering 2+1 bedrooms and 1.5 baths, the home features a bright main level with two bedrooms, a dreamy spa-like full bath, and a versatile bonus space ideal for a home office or reading nook. The kitchen also takes full advantage of the spectacular lake and city views.The finished lower level adds a spacious third bedroom, 2-piece bath, laundry, recreation room, and plenty of storage.Step outside and enjoy your own private retreat on an impressive 100' x 150' fenced lot. The entertainer's deck, mature perennial gardens, bonfire area, and hot tub create the perfect setting for relaxing or hosting friends and family while taking in views of the pear orchard, grape vineyards, Lake Ontario, and city skyline.A fantastic bonus is the detached workshop/flex space - perfect for a man cave, she-shed, art studio, yoga space, workshop, or whatever inspires you!Additional features include parking for 8 cars, a 3,200-gallon cistern, an original well used for garden watering, UV filtration, and a hot tub.Updates include propane conversion for the stove (2021), windows (2021 & 2014), Shingles (2013), Concrete patio & Paved driveway (2024), Deck (2025(2026), A/C Cistern lining (2023) and septic pumped (2024). Septic is pumped approximately every two years. A rare opportunity to enjoy privacy, incredible views, generous outdoor space, and wine-country living on one of the area's most desirable roads.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$5,148
Lot Size100 ft x 150 ft
mls© NumberX13868684
Listed ByCOLDWELL BANKER COMMUNITY PROFESSIONALS

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,886
Property tax
$429
Heat allowance
$150
Housing costs
$6,465 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $230,000
25-yr amortization

Income needed

$199,000

gross annual household income

Payment at 4%
$4,839 / mo
Cash down
$230,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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