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Listed 13 days ago

227 Arnold Street

42 - City Northwest, Kingston

$439,900

Detached|Bungalow-Raised
2 | 1 | 7
About this home

Country feel right in the city! This raised bungalow sits on a generously sized lot with no rear neighbours, giving you the outdoor space and privacy that can be hard to find within Kingston. Located in the Cataraqui North neighbourhood, you can enjoy a more relaxed, country-like setting while remaining close to shopping, amenities and convenient access to Highway 401. Inside, the home features hardwood flooring throughout much of the main level, a bright living room with a large picture window, a dedicated dining area and a functional kitchen ready for your own personal touches. The main level also offers comfortable bedrooms and a full bathroom. A new furnace was installed in 2026 converting it from oil to natural gas. There's also a full basement with plenty of room to create additional living space to suit your needs, whether you envision a recreation room, home office, hobby space or something entirely your own. The lot is a standout feature, with a deep backyard, mature trees and no rear neighbours creating a great setting for gardening, entertaining, pets or simply enjoying more room outdoors. A detached garage provides additional storage, workshop or hobby space. Just a few minutes' walk away, the KP Trail offers kilometres of opportunities for hiking, biking, dog walking and exploring. Add in quick access to the 401 and you have a property that combines a large city lot, backyard privacy, future potential and everyday convenience with a touch of country living.

Extras

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,894
Lot Size97 ft x 155 ft
mls© NumberX13866076
Listed ByCENTURY 21 HERITAGE GROUP LTD., BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,252
Property tax
$325
Heat allowance
$150
Housing costs
$2,726 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $87,980
25-yr amortization

Income needed

$84,000

gross annual household income

Payment at 4%
$1,851 / mo
Cash down
$87,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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