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Baltimore, Hamilton Township
$1,650,000
Custom built in 2021, this modern farmhouse sits at the top of a quiet court in Baltimore, minutes north of Cobourg and the 401. The only white board and batten home on the street, set on 2.57 private acres that rise into mature pines with no neighbours behind. Nearly 4,000 sq ft above grade plus an 1,800 sq ft unfinished lower level designed for an in-law suite, with direct access from the garage for easy unloading. The chef's kitchen is the heart of the home: ceiling height cabinetry, oversized navy island with waterfall quartz, pot filler, apron sink, double wall ovens, integrated fridge and a walk in pantry. Two storey great room with floor to ceiling windows, stone fireplace and countryside views. Wide plank engineered white oak throughout, black steel double entry doors, custom staircase with iron spindles, main floor office, mudroom with built ins and a laundry room with two washer and dryer sets. Upstairs, the primary suite offers a vaulted ceiling, fireplace, sitting area, custom walk through closet and spa ensuite with freestanding tub, glass shower and double vanity. Three more large bedrooms, one with its own fireplace, share a second 5 piece bath. Outside: full width upper deck, covered lower patio with stone fire pit, triple drive and oversized 2 car garage. Drilled well, septic, natural gas, Bell Fibe. Golf, school bus route, rec centre and Rice Lake all close by. A rare combination of new construction, acreage and location.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 0-5 |
| Size | 3500-5000 sq. ft. |
| Property Tax | $9,975 |
| Lot Size | 98.49 ft x 328.62 ft |
| mls© Number | X13864856 |
| Listed By | RE/MAX HALLMARK YORK GROUP REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $8,445
- Property tax
- $831
- Heat allowance
- $150
- Housing costs
- $9,427 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$290,000
gross annual household income
- Payment at 4%
- $6,943 / mo
- Cash down
- $330,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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