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Listed 15 days ago

3417 Michelle Court

208 - Mt. Carmel, Niagara Falls

$649,000

Detached|Bungalow
2 | 3 | 2
About this home

Tucked at the end of a quiet dead-end court in Mount Carmel, one of Niagara Falls' most sought-after neighbourhoods, this 2+2 bedroom, 2.5 bath bungalow sits on a beautiful fenced lot beside a wooded area, giving you a level of privacy that's hard to find in the city. Vaulted ceilings open up the main living space, with hardwood floors, a gas fireplace and maple kitchen cabinets. The main floor offers a large primary bedroom with ensuite privilege and convenient main-floor laundry. The fully finished lower level adds two more bedrooms and a rec room with a second gas fireplace. Recent updates include the furnace and flooring (2018) and central air (2023). Unwind on the covered patio overlooking the trees. Attached garage with opener.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,107
Lot Size58.2 ft x 141.08 ft
mls© NumberX13862556
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,322
Property tax
$426
Heat allowance
$150
Housing costs
$3,897 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,800
25-yr amortization

Income needed

$120,000

gross annual household income

Payment at 4%
$2,731 / mo
Cash down
$129,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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