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Listed 15 days ago

18 Four Mile Creek Road

105 - St. Davids, Niagara-on-the-Lake

$1,799,900

Detached|Bungalow
3 | 3 | 6
About this home

THIS COULD BE THE ONE. If you've been waiting for a luxury bungalow that delivers the space, quality and lifestyle Niagara-on-the-Lake is known for, welcome to 18 Four Mile Creek Road. Set in one of St. Davids' most desirable established communities, this custom-built stone bungalow offers 2,448 sq. ft. of beautifully finished main-floor living plus an expansive walk-out lower level ready to become whatever comes next. Step inside to an impressive open-concept layout with engineered hardwood, coffered ceilings and an inviting fireplace. At the heart of the home, the chef-inspired kitchen features quartz countertops, an oversized island, Professional Series appliances and an incredible walk-in pantry with prep sink, wine cooler and additional storage. The dining area flows effortlessly to the covered rear deck, making entertaining inside and out feel seamless. The spacious primary suite offers a walk-in closet and beautifully appointed ensuite with oversized tiled shower. Two additional bedrooms share a stylish full bath, with a separate powder room for guests. Outside is where this home truly becomes a lifestyle. Enjoy the covered composite deck, vaulted 3-season sunroom by Outdoor Living Designs, private hot tub retreat, interlocking patios and walkways, professional landscaping, irrigation and exterior lighting. An oversized double garage completes the package, while the unfinished walk-out lower level offers incredible future potential without compromising the generous living space already here. Minutes from award-winning wineries, restaurants, golf, shopping, the QEW and everything Niagara-on-the-Lake has to offer. Luxury bungalow living, an incredible location and room to make it your own. Come see why 18 Four Mile Creek Road might just be the one you've been waiting for.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$7,753
Lot Size237.93 ft x 90.61 ft
mls© NumberX13860540
Listed ByREVEL Realty Inc., Brokerage

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$9,213
Property tax
$646
Heat allowance
$150
Housing costs
$10,009 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $359,980
25-yr amortization

Income needed

$308,000

gross annual household income

Payment at 4%
$7,574 / mo
Cash down
$359,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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