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Hamilton Beach, Hamilton
$599,999
Rare opportunity to own an upgraded duplex just moments from the shores of Lake Ontario. With two upgraded 1-bedroom, 1-bathroom units, this property is ideal for generating rental income, accommodating extended family, or living in one unit while renting the other. Both units have been thoughtfully upgraded and offer bright, functional layouts with modern finishes, updated kitchens and bathrooms, and comfortable living spaces designed for easy, low-maintenance living. Located just steps from the waterfront, residents can enjoy the beach, scenic walking and cycling trails, and parks. With convenient access to major highways, public transit, shopping, and local amenities, this property combines lakeside living with everyday convenience.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 700-1100 sq. ft. |
| Property Tax | $5,719 |
| Lot Size | 47 ft x 90 ft |
| mls© Number | X13848236 |
| Listed By | RE/MAX ESCARPMENT REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,071
- Property tax
- $477
- Heat allowance
- $150
- Housing costs
- $3,698 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$114,000
gross annual household income
- Payment at 4%
- $2,525 / mo
- Cash down
- $120,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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