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306 - 40 Northumberland Street
Downtown, Guelph
$499,900
RARE Top-Floor Corner Loft in an Exclusive Heritage Building! Welcome home to character, light, and quiet sophistication. Nestled inside a boutique heritage building of only 18 units, this top-floor corner loft offers an elevated living experience with unmatched privacy and charm. Beyond gorgeous and incredibly spacious, this home is perfect for young professionals, retirees, or anyone looking to own a true piece of history. While you may find interesting condos downtown, nothing compares to the "Lofts at 40 Northumberland", one of the most desirable pre-war buildings in the city. As you enter this light-filled home, it's immediately clear you're witnessing something special. Exposed pipes, columns, open beams, and soaring 13' ceiling heights honor the building's rich heritage as a former Garment Factory while providing a dramatic, gallery-like feel to showcase your favorite artwork. Tastefully and freshly painted from top to bottom with brand-new flooring, smartly based on a neutral palette. Just past the entry foyer ,featuring a dramatic custom water colour wave panel, the kitchen overlooks the open-concept living/dining area. The principal bedroom enjoys bright, all-day light, while the second bedroom makes a peaceful retreat or an ideal study. Being a top-floor corner suite, the space is wrapped in natural light, framing tranquil views while keeping everyday living peaceful and quiet. You'll enjoy exclusive access to a beautiful rooftop patio with stunning, unobstructed city views, a first-floor terrace, and landscaped private gardens for quiet relaxation. Conveniently tucked away from the hustle and bustle, yet steps to downtown, public transit, local shopping, and incredible restaurants. Enjoy the convenience of your own dedicated indoor parking spot and a separate storage locker, a true premium for loft living. With its intimate community feel and historic charm, this is a unique property that rarely comes to market.
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| Type | Condo Apartment |
| Style | 1 Storey/Apt |
| Approx. Age | 100+ |
| Size | 800-899 sq. ft. |
| Maintenance Fees | $669 |
| Locker | Exclusive |
| Balcony | Juliette |
| Exposure | West |
| Parking Type | Underground |
| Parking Spaces | 1 |
| Parking Features | None |
| Property Tax | $3,766 |
| mls© Number | X13839848 |
| Listed By | Royal LePage Royal City Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $314
- Heat allowance
- $150
- Condo fees, half counted
- $335
- Housing costs
- $3,357 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$103,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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