
4327 Simcoe Street
210 - Downtown, Niagara Falls
$1,095,000
Historic 1878 Century Home with 5+2 bedrooms, 5+2 bathrooms, 9 Parkings | Large Backyard | Additional Lot, severed, possibility of development, Steps to the Niagara Parkway and approximately 5 minutes to Niagara Falls attractions, casinos, entertainment, duty-free shopping and major tourist destinations. This beautifully maintained home showcases original historic details, stained-glass accents, 7 fireplaces and exceptional character. Second floor features 4 spacious rooms, each with a private 3-piece ensuite, plus a grand primary suite with private bath and sitting room. Finished basement includes sauna, games room and ample storage. Large backyard, detached garage and 9 parking spaces. Includes an additional vacant lot approx. 66.34' x 157.12', with underground water/sewer services and potential for future development/severance, buyer due diligence required. Property previously operated as a licensed Bed & Breakfast, offering potential for guest accommodation. Fully furnished option available. Niagara-on-the-Lake wine country also nearby. A unique opportunity combining historic charm, location and versatile investment potential!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 2000-2500 sq. ft. |
| Property Tax | $6,023 |
| Lot Size | 50 ft x 149 ft |
| mls© Number | X13837136 |
| Listed By | THE REAL ESTATE OFFICE INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,605
- Property tax
- $502
- Heat allowance
- $150
- Housing costs
- $6,257 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$193,000
gross annual household income
- Payment at 4%
- $4,608 / mo
- Cash down
- $219,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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