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Listed 22 days ago

4327 Simcoe Street

210 - Downtown, Niagara Falls

$1,095,000

Detached|2-Storey
5 | 5 | 9
About this home

Historic 1878 Century Home with 5+2 bedrooms, 5+2 bathrooms, 9 Parkings | Large Backyard | Additional Lot, severed, possibility of development, Steps to the Niagara Parkway and approximately 5 minutes to Niagara Falls attractions, casinos, entertainment, duty-free shopping and major tourist destinations. This beautifully maintained home showcases original historic details, stained-glass accents, 7 fireplaces and exceptional character. Second floor features 4 spacious rooms, each with a private 3-piece ensuite, plus a grand primary suite with private bath and sitting room. Finished basement includes sauna, games room and ample storage. Large backyard, detached garage and 9 parking spaces. Includes an additional vacant lot approx. 66.34' x 157.12', with underground water/sewer services and potential for future development/severance, buyer due diligence required. Property previously operated as a licensed Bed & Breakfast, offering potential for guest accommodation. Fully furnished option available. Niagara-on-the-Lake wine country also nearby. A unique opportunity combining historic charm, location and versatile investment potential!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$6,023
Lot Size50 ft x 149 ft
mls© NumberX13837136
Listed ByTHE REAL ESTATE OFFICE INC.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,605
Property tax
$502
Heat allowance
$150
Housing costs
$6,257 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $219,000
25-yr amortization

Income needed

$193,000

gross annual household income

Payment at 4%
$4,608 / mo
Cash down
$219,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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