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37 - South of Taylor-Kidd Blvd, Kingston
$649,900
Location, versatility, and opportunity - all on one quiet, established street in Kingston's sought-after west end. The main floor offers 1,586 sq ft of easy single-storey living: three bedrooms and two full baths, including a primary with its own 3-piece ensuite. Formal living and dining rooms flow to an eat-in kitchen, while a separate family room and a bright, skylit sunroom give you two more places to unwind - morning coffee in the sun, evenings with the doors open to the yard. Downstairs is where the opportunity lives. The full basement has its own SEPARATE ENTRANCE and is finished with a second kitchen, a massive 27' x 33' rec room, a fourth bedroom, a 3-piece bath and its own laundry - nearly 1,000 additional finished square feet already set up for in-law capability. Live upstairs and let the lower level help carry the mortgage, house extended family in genuine privacy, or run it furnished in a city where rental demand from students, healthcare workers and military families never really slows. Set on a mature 61 x 114 ft lot with landscaping, a deck, an attached garage and parking for up to seven, this is a home that adapts to whatever stage you're at. The comfort items are covered: forced-air gas heat, central air, central vacuum and an automatic garage door opener. Furniture, appliances and window coverings are all negotiable - arrive with a suitcase and start collecting rent, or move the whole family in and finally have room to spread out. Minutes to Cataraqui Centre, Highway 401, St. Lawrence College and downtown, with schools, parks, a school bus route and transit right at the door. Vacant for easy showings with flexible possession.Two complete living spaces. One great address. So many options.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $5,127 |
| Lot Size | 61.42 ft x 114.34 ft |
| mls© Number | X13835274 |
| Listed By | LPT REALTY, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,326
- Property tax
- $427
- Heat allowance
- $150
- Housing costs
- $3,904 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$120,000
gross annual household income
- Payment at 4%
- $2,735 / mo
- Cash down
- $129,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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