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Downtown, Guelph
$999,999
Located in Guelph's vibrant downtown, 89 Northumberland Street is an exceptional 3-bedroom, 2-bathroom home where thoughtful design meets modern living. From the moment you step inside, the stunning herringbone tile entryway and beautiful staircase set the tone for the stylish interior. The open-concept main floor features wide-plank light flooring, pot lights throughout, and a contemporary kitchen complete with a large island and sink, stainless steel appliances, modern black hardware, and under-cabinet lighting. At the rear of the home, a versatile additional space offers the perfect setting for a home office, reading area, or second living space, with direct access to the spacious, fully fenced backyard. A patio area provides an inviting spot for outdoor lounging and entertaining. Upstairs, three well-appointed bedrooms share an incredible 5-piece bathroom featuring a soaker tub, oversized walk-in shower, and double vanity with ample storage. With parking for four vehicles and an unbeatable downtown location close to shops, restaurants, parks, and everyday amenities, this thoughtfully designed home offers an exceptional opportunity to enjoy modern comfort in the heart of Guelph.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $8,023 |
| Lot Size | 35 ft x 104.45 ft |
| mls© Number | X13823340 |
| Listed By | Royal LePage Royal City Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,118
- Property tax
- $669
- Heat allowance
- $150
- Housing costs
- $5,937 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$183,000
gross annual household income
- Payment at 4%
- $4,208 / mo
- Cash down
- $200,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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