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Hamilton Beach, Hamilton
$1,250,000
Beachfront 2-unit property with Waterfront Trail access - a rare opportunity on Hamilton Beach! This recently updated 2-storey detached home offers 2,000+ sq. ft. of versatile living space with beautiful Lake Ontario views and direct access to the waterfront lifestyle. Ideal for multi-generational living, an in-law suite, or investment potential, this home features 4 bedrooms, 3 full bathrooms, 2 kitchens, 2 laundry areas, and a functional layout with separate living spaces. The main level offers an open-concept kitchen and dining area, spacious living room, main-floor primary bedroom with ensuite privilege, second full bathroom, office with backyard access, and laundry. The upper level features a separate entrance with a self-contained 3-bedroom suite, full kitchen, dining area, laundry, and private deck overlooking the lake. Enjoy a resort-style backyard with a hot tub, gazebo, BBQ area, fire pit, landscaped grounds, sprinkler system, and private parking for 4 vehicles. Recent upgrades include furnace, A/C, water heater, flooring, paint, modern lighting, doors, appliances, 200-amp electrical service, EV charger, interlocking, fencing, blinds, and basement storage room. Steps to the beach, boardwalk, parks, lake, public transit, and amenities - move-in ready and perfect for year-round lakeside living.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 2000-2500 sq. ft. |
| Property Tax | $7,693 |
| Lot Size | 47.25 ft x 129.23 ft |
| mls© Number | X13823116 |
| Listed By | RE/MAX OPTIMUM REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,398
- Property tax
- $641
- Heat allowance
- $150
- Housing costs
- $7,189 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$221,000
gross annual household income
- Payment at 4%
- $5,260 / mo
- Cash down
- $250,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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