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Price Change$650,000

975 Ringstead Street

28 - City SouthWest, Kingston

$624,900

Detached|2-Storey
3 | 2 | 3
About this home

Located in the established Auden Park neighbourhood, 975 Ringstead Street is an updated 3 bedroom, 1.5 bathroom detached home with an attached garage, finished basement and fully fenced backyard. New flooring and fresh paint give the home an updated feel throughout, while the kitchen has been completely renovated with new cabinets, quartz countertops, a workstation sink and new dishwasher and over-the-range microwave. Upstairs, you'll find three bedrooms, including a bright primary bedroom with large windows, lots of natural light and a walk-in closet. Downstairs, the finished basement has a rec room, laundry room and a small den currently used for storage, that is roughed-in should you want to add an additional bathroom in the future. A deck off the kitchen leads to the fully fenced backyard, with room for kids and pets to play and a shed for additional storage. Close to schools, parks and amenities, the updates are already taken care of, leaving you to settle in and make this home your own.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$4,186
Lot Size50.02 ft x 101.09 ft
mls© NumberX13820142
Listed ByRE/MAX FINEST REALTY INC., BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,199
Property tax
$349
Heat allowance
$150
Housing costs
$3,697 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $124,980
25-yr amortization

Income needed

$114,000

gross annual household income

Payment at 4%
$2,630 / mo
Cash down
$124,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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